The plan provides you with a comprehensive coverage , including death benefit , accidental death and dismemberment benefit , terminal illness benefit and waiver of premium 定期人寿宝(十年)本计划为你提供全面人寿、意外及伤残保障。保费一经厘定后，保证
6.
If the amount of the actual expenses exceeds the basic sum assured as stated in the rider , then the payment of the excess part will be the liability of the beneficiary for the death benefit or the insured ' s legal heir 倘若实际费用超过本附加合同的基本保险金额，则超出部分的费用由身故保险金受益人或被保险人的法定继承人负责支付。
7.
Clause 12 as referred to in paragraph 1 of article 73 , a creditor ' s right exclusively personal to the obligor means a claim for alimony , child support , parental support or succession , or , a claim for wage , retirement pension , old age pension , death benefits , relocation allowance or life insurance , or , a personal injury claim 第十二条合同法第七十三条第一款规定的专属于债务人自身的债权，是指基于扶养关系、抚养关系、赡养关系、继承关系产生的给付请求权和劳动报酬、退休金、养老金、抚恤金、安置费、人寿保险、人身伤害赔偿请求权等权利。
8.
During the effective period of the rider , if the insured suffers from a disease or has an accident abroad , and consequently dies within 30 days for this immediate and separate reason , the company will pay a funeral benefit to the beneficiary for the death benefit according to the actually paid funeral fees for the insured , but subject to a maximum of the basic sum assured as stated in the rider 若被保险人身处境外时因遭受合同定义的意外事故或患疾病,并以此为直接且单独原因导致其在30天内身故，本公司按已实际支出的被保险人之丧葬费用给付丧葬保险金予身故保险金受益人，最高给付金额以本附加合同基本保险金额为限。
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